Mr. Money Mustache is the website and pseudonym of 46-year-old Canadian-born blogger Peter Adeney. Adeney retired from his job as a software engineer in 2005 at age 30 by spending only a small percentage of his annual salary and consistently investing the remainder, primarily in stock market index funds. Adeney lives in Longmont, Colorado, and contends that most middle-class individuals can and should spend less money and own fewer physical possessions, and that they can live with increased financial freedom and happiness as well as a decreased environmental footprint as a result. He has described the typical middle-class lifestyle as “an exploding volcano of wastefulness,” particularly citing the overuse of and overspending on new cars as an example. The blog has been featured and cited in various media outlets including Market Watch, CBS News, and The New Yorker, as well as others.

  • Bogle On Mutual Funds

    Certain books have redefined the way we view the world of finance and investing???books that should be on every investor???s shelf. Bogle On Mutual Funds???the definitive work on mutual fund investing by one of finance???s great luminaries???is just such a work, and has been added to the catalog of Wiley???s Investment Classic collection. Updated with a new introduction by expert John Bogle, this comprehensive book provides investors with the wisdom of the pioneer of mutual funds to help you identify and execute the ideal mutual fund investment choices for your portfolio.,The former Vanguard Chief Executive, Bogle has long been mutual funds’ most outspoken critic; in this classic book, he provides guidance on what you should and shouldn’t believe when it comes to mutual funds, along with the story of persistence and perseverance that led to this seminal work. You’ll learn the differences between common stock, bond, money market, and balanced funds, and why a passively managed “index” fund is a smarter investment than a fund managed by someone making weighted bets on individual securities, sectors, and the economy. Bogle reveals the truth behind the advertising, the mediocre performance, and selfishness, and highlights the common mistakes many investors make.

  • Character Counts

    How John Bogle built Vanguard and transformed the investment world????in his own words,Jack Bogle remains one of the titans of the investment world and a hero to the independent investor, as renowned for his influence as he is respected for his accomplishments. Character Counts is the story of how Vanguard was born, why it has flourished, and what leadership principles and management practices fostered its development.,Covering the period 1974??2001, the story is told through the dozens of potent and memorable speeches he has given to Vanguard crew members over the years, interspersed with a narrative that provides context and explanation. This “you are there” approach provides new insights into one of the world’s most important financial institutions????and into the mutual fund industry itself. Character Counts paints an indelible portrait of the man Fortune named one of the “four giants of finance” of the 20th century.

  • Common Sense on Mutual Funds

    John C. Bogle shares his extensive insights on investing in mutual funds.,Since the first edition of Common Sense on Mutual Funds was published in 1999, much has changed, and no one is more aware of this than mutual fund pioneer John Bogle. Now, in this completely updated Second Edition, Bogle returns to take another critical look at the mutual fund industry and help investors navigate their way through the staggering array of investment alternatives that are available to them.,Written in a straightforward and accessible style, this reliable resource examines the fundamentals of mutual fund investing in today’s turbulent market environment and offers timeless advice in building an investment portfolio. Along the way, Bogle shows you how simplicity and common sense invariably trump costly complexity, and how a low cost, broadly diversified portfolio is virtually assured of outperforming the vast majority of Wall Street professionals over the long-term.

  • Don’t Count on It!

    Insights into investing and leadership from the founder of The Vanguard Group.,Throughout his legendary career, John Bogle-founder of the Vanguard mutual fund group and creator of the first index mutual fund-has helped investors build wealth the right way, while, at the same time, leading a tireless campaign to restore common sense to the investment world.,A collection of essays based on speeches delivered to professional groups and college students in recent years, in , is organized around eight themes.,Illusion versus reality in investing Indexing to market returns Failures of capitalism The flawed structure of the mutual fund industry The spirit of entrepreneurship What is enough in business, and in life Advice to America’s future leaders The unforgettable characters who have shaped his career Widely acclaimed for his role as the conscience of the mutual fund industry and a relentless advocate for individual investors, in ,, Bogle continues to inspire, while pushing the mutual fund industry to measure up to their promise.

  • Elon Musk

    New York Times and International Bestseller. ,Named One of the Best Books of the Year by The Wall Street Journal, NPR, Audible and Amazon.,More than 2 million copies sold.,In the spirit of Steve Jobs and Moneyball, Elon Musk is both an illuminating and authorized look at the extraordinary life of one of Silicon Valley’s most exciting, unpredictable, and ambitious entrepreneurs–a real-life Tony Stark–and a fascinating exploration of the renewal of American invention and its new “makers.”,Elon Musk spotlights the technology and vision of Elon Musk, the renowned entrepreneur and innovator behind SpaceX, Tesla, and SolarCity, who sold one of his Internet companies, PayPal, for $1.5 billion. Ashlee Vance captures the full spectacle and arc of the genius’s life and work, from his tumultuous upbringing in South Africa and flight to the United States to his dramatic technical innovations and entrepreneurial pursuits.,Vance uses Musk’s story to explore one of the pressing questions of our age: can the nation of inventors and creators who led the modern world for a century still compete in an age of fierce global competition? He argues that Musk–one of the most unusual and striking figures in American business history–is a contemporary, visionary amalgam of legendary inventors and industrialists including Thomas Edison, Henry Ford, Howard Hughes, and Steve Jobs. More than any other entrepreneur today, Musk has dedicated his energies and his own vast fortune to inventing a future that is as rich and far-reaching as the visionaries of the golden age of science-fiction fantasy.,Thorough and insightful, Elon Musk brings to life a technology industry that is rapidly and dramatically changing by examining the life of one of its most powerful and influential titans.

  • Enough

    John Bogle puts our obsession with financial success in perspective,Throughout his legendary career, John C. Bogle-founder of the Vanguard Mutual Fund Group and creator of the first index mutual fund-has helped investors build wealth the right way and led a tireless campaign to restore common sense to the investment world. Along the way, he’s seen how destructive an obsession with financial success can be. Now, with Enough., he puts this dilemma in perspective.,Inspired in large measure by the hundreds of lectures Bogle has delivered to professional groups and college students in recent years, Enough. seeks, paraphrasing Kurt Vonnegut, “to poison our minds with a little humanity.” Page by page, Bogle thoughtfully considers what “enough” actually means as it relates to money, business, and life.,Written in a straightforward and accessible style, this unique book examines what it truly means to have “enough” in world increasingly focused on status and score-keeping.

  • Happy City

    A globe-trotting, eye-opening exploration of how cities can???and do???make us happier people.,Charles Montgomery’s Happy City is revolutionizing the way we think about urban life.,After decades of unchecked sprawl, more people than ever are moving back to the city. Dense urban living has been prescribed as a panacea for the environmental and resource crises of our time. But is it better or worse for our happiness? Are subways, sidewalks, and condo towers an improvement on the car dependence of the suburbs?,The award-winning journalist Charles Montgomery finds answers to such questions at the intersection between urban design and the emerging science of happiness, during an exhilarating journey through some of the world’s most dynamic cities. He meets the visionary mayor who introduced a “sexy” bus to ease status anxiety in Bogot??; the architect who brought the lessons of medieval Tuscan hill towns to modern-day New York City; the activist who turned Paris’s urban freeways into beaches; and an army of American suburbanites who have hacked the design of their own streets and neighborhoods.,Rich with new insights from psychology, neuroscience, and Montgomery’s own urban experiments, Happy City reveals how cities can shape our thoughts as well as our behavior. The message is ultimately as surprising as it is hopeful: by retrofitting cities and our own lives for happiness, we can tackle the urgent challenges of our age. The happy city can save the world???and we can all help build it.

  • John Bogle on Investing

    Get fifty years of industry-defining expertise in a single volume.,John Bogle on Investing is a compilation of the best speeches ever delivered by one of the 20th century’s towering financial giants. Individually, each of these speeches delivers a powerful lesson in investing; taken together, Bogle’s lifelong themes ring loud and clear. His investing philosophy has remained more or less constant throughout his illustrious career, and this book lays it out so you can learn from the very best. You’ll learn what makes a successful investment strategy, consider the productive economics of long-term investing, and how emotional investment in financial markets is often counterproductive enough to forfeit success. Bogle discusses the “fiscal drag” of investing, and shows you how to cut down on sales charges, management fees, turnover costs, and opportunity costs, as he unravels a lifetime’s worth of expertise to give you deep insight into the mind of a master at work.,John C. Bogle founded Vanguard in 1974, then in the space of a few years, introduced the index mutual fund, pioneered the no-load mutual fund, and redefined bond fund management. This book wraps up the essence of his half-century of knowledge to deepen your understanding and enhance your investment success.

  • Stay the Course

    A journey through the Index Revolution from the man who started it all.,Stay the Course is the story the Vanguard Group as told by its founder, legendary investor John C. Bogle. This engrossing book traces the history of Vanguard???the largest mutual fund organization on earth.,Offering the world???s first index mutual fund in 1976, John Bogle led Vanguard from a $1.4 billion firm with a staff of 28 to a global company of 16,000 employees and with more than $5 trillion in assets under management. An engaging blend of company history, investment perspective, and personal memoir, this book provides a fascinating look into the mind of an extraordinary man and the company he created.,John Bogle continues to be an inspiring and trusted figure to millions of individual investors the world over. His creative innovation, personal integrity, and stubborn determination infuse every aspect of the company he founded. This accessible and engaging book will help you:,Explore the history of some of Vanguard???s most important mutual funds, including First Index Investment Trust, Wellington Fund, and Windsor Fund,Understand how the Vanguard Group gave rise to the Index Revolution and transformed the lives of millions of individual investors,Gain insight on John Bogle???s views on values such as perseverance, caring, commitment, integrity, and fairness,Investigate a wide range of investing topics through the lens of one of the most prominent figures in the history of modern finance,The Vanguard Group and John Bogle are inextricably linked???it would be impossible to tell one story without the other. Stay the Course: The Story of Vanguard and the Index Revolution weaves these stories together taking you on a journey through the history of one revolutionary company and one remarkable man. Investors, wealth managers, financial advisors, business leaders, and those who enjoy a good story, will find this book as informative and unique as its author.

  • Stress Test

    As president of the Federal Reserve Bank of New York and then as President Barack Obama???s secretary of the Treasury, Timothy F. Geithner helped the United States navigate the worst financial crisis since the Great Depression, from boom to bust to rescue to recovery. In a candid, riveting, and historically illuminating memoir, he takes readers behind the scenes of the crisis, explaining the hard choices and politically unpalatable decisions he made to repair a broken financial system and prevent the collapse of the Main Street economy. This is the inside story of how a small group of policy makers???in a thick fog of uncertainty, with unimaginably high stakes???helped avoid a second depression but lost the American people doing it. Stress Test is also a valuable guide to how governments can better manage financial crises, because this one won???t be the last.,Stress Test reveals a side of Secretary Geithner the public has never seen, starting with his childhood as an American abroad. He recounts his early days as a young Treasury official helping to fight the international financial crises of the 1990s, then describes what he saw, what he did, and what he missed at the New York Fed before the Wall Street boom went bust. He takes readers inside the room as the crisis began, intensified, and burned out of control, discussing the most controversial episodes of his tenures at the New York Fed and the Treasury, including the rescue of Bear Stearns; the harrowing weekend when Lehman Brothers failed; the searing crucible of the AIG rescue as well as the furor over the firm???s lavish bonuses; the battles inside the Obama administration over his widely criticized but ultimately successful plan to end the crisis; and the bracing fight for the most sweeping financial reforms in more than seventy years. Secretary Geithner also describes the aftershocks of the crisis, including the administration???s efforts to address high unemployment, a series of brutal political battles over deficits and debt, and the drama over Europe???s repeated flirtations with the economic abyss.,Secretary Geithner is not a politician, but he has things to say about politics???the silliness, the nastiness, the toll it took on his family. But in the end, Stress Test is a hopeful story about public service. In this revealing memoir, Tim Geithner explains how America withstood the ultimate stress test of its political and financial systems.

  • The Battle for the Soul of Capitalism

    There is no one better qualified to tell us about the failures of the American financial system and the grotesque abuses that have taken place in recent years than John Bogle, who as founder and former chief executive of the Vanguard mutual funds group has seen firsthand the innermost workings of the financial industry. A zealous advocate for the small investor for more than fifty years, Bogle has championed the restoration of integrity in industry practices. As an astute observer and commentator, he knows that a trustworthy business and financial complex is essential to America???s continuing leadership in the world and to social and economic progress at home.,This book tells not just a story about what went wrong but, more important, the story of why we lost our way and of how we can right our course. Bogle argues for a return to a governance structure in which owners??? capital that has been put at risk is used in their interests rather than in the interests of corporate and financial managers. Given that ownership is now consolidated in the hands of relatively few large mutual and pension funds, the specific reforms Bogle details in this book are essential as well as practical. Every investor, analyst, Wall-Streeter, policy maker, and businessperson should read this deeply informed book.

  • The Big Secret for the Small Investor

    In ,, bestselling author Joel Greenblatt explains to everyday investors how to value a business, and why the small investor has an inherent edge over the big investment firms that have to show results month by month, quarter by quarter, year by year. Greenblatt then goes on to point out four to five options for small investors on how to take advantage of that edge.

  • The Clash of the Cultures

    Recommended Reading by Warren Buffet in his March 2013 Letter to Shareholders.,How speculation has come to dominate investment???a hard-hitting look from the creator of the first index fund.,Over the course of his sixty-year career in the mutual fund industry, Vanguard Group founder John C. Bogle has witnessed a massive shift in the culture of the financial sector. The prudent, value-adding culture of long-term investment has been crowded out by an aggressive, value-destroying culture of short-term speculation. Mr. Bogle has not been merely an eye-witness to these changes, but one of the financial sector???s most active participants. In The Clash of the Cultures, he urges a return to the common sense principles of long-term investing.,Provocative and refreshingly candid, this book discusses Mr. Bogle’s views on the changing culture in the mutual fund industry, how speculation has invaded our national retirement system, the failure of our institutional money managers to effectively participate in corporate governance, and the need for a federal standard of fiduciary duty.,Mr. Bogle recounts the history of the index mutual fund, how he created it, and how exchange-traded index funds have altered its original concept of long-term investing. He also presents a first-hand history of Wellington Fund, a real-world case study on the success of investment and the failure of speculation. The book concludes with ten simple rules that will help investors meet their financial goals. Here, he presents a common sense strategy that “may not be the best strategy ever devised. But the number of strategies that are worse is infinite.”,The Clash of the Cultures: Investment vs. Speculation completes the trilogy of best-selling books, beginning with Bogle on Investing: The First 50 Years (2001) and Don’t Count on It! (2011)

  • The Little Book of Common Sense Investing

    “There are a few investment managers, of course, who are very good – though in the short run, it’s difficult to determine whether a great record is due to luck or talent. Most advisors, however, are far better at generating high fees than they are at generating high returns. In truth, their core competence is salesmanship. Rather than listen to their siren songs, investors – large and small – should instead read Jack Bogle’s ,.” – Warren Buffett, Chairman of Berkshire Hathaway, 2014 Annual Shareholder Letter.,Investing is all about common sense. Owning a diversified portfolio of stocks and holding it for the long term is a winner’s game. Trying to beat the stock market is theoretically a zero-sum game (for every winner, there must be a loser), but after the substantial costs of investing are deducted, it becomes a loser’s game. Common sense tells us–and history confirms–that the simplest and most efficient investment strategy is to buy and hold all of the nation’s publicly held businesses at very low cost. The classic index fund that owns this market portfolio is the , investment that guarantees you with your fair share of stock market returns. To learn how to make index investing work for you, there’s no better mentor than legendary mutual fund industry veteran John C. Bogle. Over the course of his long career, Bogle–founder of the Vanguard Group and creator of the world’s first index mutual fund–has relied primarily on index investing to help Vanguard’s clients build substantial wealth. Now, with ,he wants to help you do the same.,Filled with in-depth insights and practical advice, , will show you how to incorporate this proven investment strategy into your portfolio. It will also change the very way you think about investing. Successful investing is not easy. (It requires discipline and patience.) But it is simple. For it’s all about common sense.,With , as your guide, you’ll discover how to make investing a winner’s game:,Why business reality–dividend yields and earnings growth–is more important than market expectations How to overcome the powerful impact of investment costs, taxes, and inflation How the magic of compounding returns is overwhelmed by the tyranny of compounding costs What expert investors and brilliant academics–from Warren Buffett and Benjamin Graham to Paul Samuelson and Burton Malkiel–have to say about index investing And much more You’ll also find warnings about investment fads and fashions, including the recent stampede into exchange-traded funds and the rise of indexing gimmickry. The real formula for investment success is to own the entire market, while significantly minimizing the costs of financial intermediation. That’s what index investing is all about. And that’s what this book is all about.

  • The Little Book That Still Beats the Market

    In 2005, Joel Greenblatt published a book that is already considered one of the classics of finance literature. In ,a , bestseller with 300,000 copies in print,Greenblatt explained how investors can outperform the popular market averages by simply and systematically applying a formula that seeks out good businesses when they are available at bargain prices. Now, with a new Introduction and Afterword for 2010, , updates and expands upon the research findings from the original book. Included are data and analysis covering the recent financial crisis and model performance through the end of 2009. In a straightforward and accessible style, the book explores the basic principles of successful stock market investing and then reveals the author’s time-tested formula that makes buying above average companies at below average prices automatic. Though the formula has been extensively tested and is a breakthrough in the academic and professional world, Greenblatt explains it using 6th grade math, plain language and humor. He shows how to use his method to beat both the market and professional managers by a wide margin. You’ll also learn why success eludes almost all individual and professional investors, and why the formula will continue to work even after everyone “knows” it. While the formula may be simple, understanding why the formula works is the true key to success for investors. The book will take readers on a step-by-step journey so that they can learn the principles of value investing in a way that will provide them with a long term strategy that they can understand and stick with through both good and bad periods for the stock market.,As the , stated about the original edition, “Mr. Greenblatt…says his goal was to provide advice that, while sophisticated, could be understood and followed by his five children, ages 6 to 15. They are in luck. His ‘Little Book’ is one of the best, clearest guides to value investing out there.”

  • The Magic of Thinking Big

    This edition is cleanly formatted for easy reading. 12 point Garamond, 1.25 spacing. For decades millions of people have learned the secrets of success through David J. Shwartz’s The Magic of Thinking Big. Achieve financial advancement, work promotions, a positive outlook on life, fulfilling relationships, and lasting happiness. Aim high, and think Big, and you will not only reach but surpass your goals, you will be a happier, bigger person with a bigger life.

  • The Simple Path to Wealth

    ???In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You’ll never find a wiser advisor with a bigger heart.??? — Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian,This book grew out of a series of letters to my daughter concerning various things???mostly about money and investing???she was not yet quite ready to hear.,Since money is the single most powerful tool we have for navigating this complex world we???ve created, understanding it is critical.,???But Dad,??? she once said, ???I know money is important. I just don???t want to spend my life thinking about it.??? This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run.,Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms.,Here???s an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective.,The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other.

  • Tools of Titans

    The latest groundbreaking tome from Tim Ferriss, the 1 ,best-selling author of ,.,???For the last two years, I???ve interviewed more than 200 world-class performers for my podcast, ,The guests range from super celebs (Jamie Foxx, Arnold Schwarzenegger, etc.) and athletes (icons of powerlifting, gymnastics, surfing, etc.) to legendary Special Operations commanders and black-market biochemists. For most of my guests, it???s the first time they???ve agreed to a two-to-three-hour interview. This unusual depth has helped make , the first business/interview podcast to pass 100 million downloads.,???This book contains the distilled tools, tactics, and ???inside baseball??? you won???t find anywhere else. It also includes new tips from past guests, and life lessons from new ???guests??? you haven???t met.,???What makes the show different is a relentless focus on actionable details. This is reflected in the questions. For example: What do these people do in the first sixty minutes of each morning? What do their workout routines look like, and why? What books have they gifted most to other people? What are the biggest wastes of time for novices in their field? What supplements do they take on a daily basis?,???I don???t view myself as an interviewer. I view myself as an experimenter. If I can???t test something and replicate results in the messy reality of everyday life, I???m not interested.,???Everything within these pages has been vetted, explored, and applied to my own life in some fashion. I???ve used dozens of the tactics and philosophies in high-stakes negotiations, high-risk environments, or large business dealings. The lessons have made me millions of dollars and saved me years of wasted effort and frustration.,???I created this book, my ultimate notebook of high-leverage tools, for myself. It???s changed my life, and I hope the same for you.???,A , for the 21st century, , is an invaluable resource of advice, habits and philosophies from top performers around the world. More than just a compilation of lifehacks (you should inherently distrust anybody who tells you there is a shortcut to success), this book is a practical and inspiring guide to being your best. Weighing in at 707-pages, it???s one of the most highly-recommended books on this site and is the result of years interviewing people who are considered the best in their fields.,We all have much to learn and improve in our lives, and it???s a commitment to life-long learning that will be the true differentiator over time. This book is filled with lessons worth learning. If you can apply the lessons, principles and philosophies within this book to your own life, you can stand on the shoulders of billionaires, icons, and world-class performers.,In Tim???s own words:

  • Your Money or Your Life

    A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold ,???The best book on money. Period.??? ???Grant Sabatier, founder of ???Millennial Money,??? on CNBC Make It,”This is a wonderful book. It can really change your life.” -Oprah ,For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin???s guidance. This fully revised and updated edition with a foreword by “the Frugal Guru” (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money.,Whether you???re just beginning your financial life or heading towards retirement, this book will show you how to: